Medicare Plans in
Fulton County, KY
49 Medicare Advantage Plans Found in Fulton County. See Plans
Fulton County, KY
Medicare Information
For Fulton County’s Medicare beneficiaries, private plans like Medicare Advantage plans offer an alternative to Original Medicare, and Part D plans (PDP) can work alongside your Original Medicare benefits.
Currently, 49 private Medicare plans are available in Fulton County, and coverage is provided through Medicare-approved private companies, following rules set by Medicare.
MA plans, which are also referred to as Medicare Part C, may offer additional benefits that aren't available through Original Medicare.
Part D plans, also referred to as PDPs, cover retail prescription drugs.
Some Medicare Part C plans include coverage for prescription medications. Known as Medicare Advantage Prescription Drug plans, or MAPDs, these plans offer comprehensive coverage for seniors who want to minimize their out-of-pocket costs.
Learn more about some of the Medicare plans in Fulton County, Kentucky, including average costs, out-of-pocket expenses and what’s involved in obtaining prescription drug coverage.
HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.
Average Cost of Medicare
Plans in Fulton County
| Average Cost of Medicare Advantage Plans in Fulton County, Kentucky | |
|---|---|
| Average Monthly Premium | $46.62 |
| Average in-network out-of-pocket spending limit | $7,126.53 |
| Average drug deductible in 2025 (weighted) | $376.82 |
| Percentage of plans rated 4 stars or higher | 20.4% |
| Average Cost of Medicare Advantage Plans in Fulton County, Kentucky |
|---|
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Average Monthly Premium $46.62 |
|
Average in-network out-of-pocket spending limit $7,126.53 |
|
Average drug deductible in 2021 (weighted) $376.82 |
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Percentage of plans rated 4 stars or higher 20.4% |
Learn More About Medicare
Prescription Drug Plans
| Plan Type | Description |
|---|---|
| HMO | HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage. |
| PPO | Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage. |
| PFFS | Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans. |
| SNP | Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage. |
| Plan Type and Description |
|---|
|
HMO enrollees typically receive services through in-network providers and must obtain referrals for visits to specialists. However, most plans permit out-of-network care in emergencies or out-of-area dialysis. HMO plans often include prescription drug coverage.
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Members of PPO plans can typically go in or out of network for care, including hospitalization, although visits to non-network providers may cost considerably more. Referrals are usually not needed for visits to specialists, and many PPO plans include prescription drug coverage.
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Private fee-for-service plans determine how much a doctor or facility will be paid for services, and members may seek care from any in or out-of-network provider that agrees to the plan's terms. Some PFFS plans include prescription drug coverage. Otherwise, members may seek coverage for medications through standalone Medicare drug plans, which are also known as Part D plans.
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Special Needs Plans are designed for individuals with specific conditions or medical characteristics. Benefits such as providers and drug formularies are tailored to members' unique needs, and most care is provided by in-network physicians and facilities. SNPs are required to provide prescription drug coverage.
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Some beneficiaries may be eligible for standalone prescription drug plans. Otherwise known as a PDP or Part D plan, a standalone prescription drug plan adds coverage for prescription medications to Original Medicare and some PFFS plans. It’s important to note that some MA plans, such as HMOs, may disenroll members who sign up for a separate drug plan.
Medicare Advantage Plans
Anthem Blue Cross and Blue Shield Medicare Plans in Fulton County, KY
The following table includes cost information and other plan details for Anthem Blue Cross and Blue Shield private Medicare plans available in Kentucky in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
|---|---|---|---|---|---|---|
| Anthem Kidney Care (HMO-POS C-SNP) | H9525: 011 | $0 | $0 | $5,900 | Yes | 3.5 out of 5 |
| Anthem Veteran (PPO) | H4909: 023 | $0 | N/A | $6,700 | No | 3 out of 5 |
| Anthem Full Dual Advantage (HMO D-SNP) | H9525: 007 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Anthem Medicare Advantage (HMO-POS) | H9525: 013 | $0 | $0 | $4,900 | Yes | 3.5 out of 5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) | H9525: 019 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Anthem Medicare Advantage (PPO) | H4036: 036 | $0 | $350 | $6,750 | Yes | 4 out of 5 |
| Anthem Dual Advantage (HMO D-SNP) | H9525: 016 | $38 | $0 | $4,900 | Yes | 3.5 out of 5 |
| Anthem Medicare Advantage 2 (PPO) | H4036: 035 | $38 | $0 | $4,950 | Yes | 4 out of 5 |
| Anthem Medicare Advantage (Regional PPO) | R4487: 001 | $74 | $0 | $6,750 | Yes | 3.5 out of 5 |
Humana Inc. Medicare Plans in Fulton County, KY
The following table includes cost information and other plan details for Humana Inc. private Medicare plans available in Kentucky in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
|---|---|---|---|---|---|---|
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP) | H5619: 163 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Humana Dual Select H5619-075 (HMO D-SNP) | H5619: 075 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| HumanaChoice SNP-DE H5525-045 (PPO D-SNP) | H5525: 045 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | H5619: 164 | $0 | $150 | $6,750 | Yes | 3.5 out of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | H5216: 396 | $0 | $350 | $9,350 | Yes | 3.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | H5216: 225 | $0 | N/A | $6,700 | No | 3.5 out of 5 |
| HumanaChoice R0110-011 (Regional PPO) | R0110: 011 | $0 | N/A | $5,600 | No | 3.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | H5216: 105 | $0 | N/A | $4,200 | No | 3.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | H5216: 442 | $0 | N/A | $9,350 | No | 3.5 out of 5 |
| Humana Gold Plus - End Stage Renal Disease (HMO C-SNP) | H5619: 170 | $0 | $590 | $7,500 | Yes | 3.5 out of 5 |
| HumanaChoice H5216-317 (PPO) | H5216: 317 | $0 | $250 | $6,750 | Yes | 3.5 out of 5 |
| HumanaChoice H5216-226 (PPO) | H5216: 226 | $0 | $200 | $6,800 | Yes | 3.5 out of 5 |
| HumanaChoice Giveback H5216-322 (PPO) | H5216: 322 | $0 | $590 | $9,350 | Yes | 3.5 out of 5 |
| Humana Gold Plus H5619-071 (HMO) | H5619: 071 | $0 | $250 | $5,500 | Yes | 3.5 out of 5 |
| Humana Gold Plus H5619-172 (HMO) | H5619: 172 | $11 | $590 | $6,750 | Yes | 3.5 out of 5 |
| HumanaChoice H5525-008 (PPO) | H5525: 008 | $26 | $220 | $6,750 | Yes | 3.5 out of 5 |
| HumanaChoice R0110-012 (Regional PPO) | R0110: 012 | $39 | $245 | $9,350 | Yes | 3.5 out of 5 |
| HumanaChoice H5216-188 (PPO) | H5216: 188 | $43 | $0 | $6,800 | Yes | 3.5 out of 5 |
| HumanaChoice H5216-107 (PPO) | H5216: 107 | $121 | $300 | $6,750 | Yes | 3.5 out of 5 |
UnitedHealthcare Medicare Plans in Fulton County, KY
The following table includes cost information and other plan details for UnitedHealthcare private Medicare plans available in Kentucky in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC KY-0003 (PPO) | H8768: 013 | $0 | $420 | $6,700 | Yes | 3 out of 5 |
| AARP Medicare Advantage Essentials from UHC KY-1 (HMO-POS) | H5253: 099 | $0 | $340 | $5,400 | Yes | 4 out of 5 |
| UHC Complete Care KY-6 (HMO-POS C-SNP) | H5253: 182 | $0 | $340 | $6,700 | Yes | 4 out of 5 |
| UHC Dual Complete KY-S002 (HMO-POS D-SNP) | H6595: 004 | $0 | $0 | $9,350 | Yes | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO) | H8768: 020 | $0 | N/A | $6,700 | No | 3 out of 5 |
| AARP Medicare Advantage Extras from UHC KY-5 (HMO-POS) | H5253: 128 | $0 | $420 | $6,700 | Yes | 4 out of 5 |
| UHC Dual Complete KY-S3 (PPO D-SNP) | H1889: 030 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| UHC Dual Complete KY-V001 (HMO-POS D-SNP) | H6595: 003 | $0 | $0 | $5,400 | Yes | 4 out of 5 |
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) | H5253: 127 | $0 | $495 | $6,700 | Yes | 4 out of 5 |
| UHC Dual Complete KY-S001 (PPO D-SNP) | H1889: 008 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| UHC Dual Complete KY-S4 (HMO-POS D-SNP) | H6595: 005 | $0 | $0 | $9,350 | Yes | 4 out of 5 |
| AARP Medicare Advantage from UHC KY-0002 (HMO-POS) | H5253: 100 | $39 | $340 | $3,900 | Yes | 4 out of 5 |
Wellcare Health Plans, Inc. Medicare Plans in Fulton County, KY
The following table includes cost information and other plan details for Wellcare Health Plans, Inc. private Medicare plans available in Kentucky in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max |
Prescription Drug Coverage |
Medicare Star Rating |
|---|---|---|---|---|---|---|
| Wellcare Dual Access (HMO-POS D-SNP) | H9730: 003 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Wellcare Simple Open (PPO) | H3975: 001 | $0 | $420 | $6,000 | Yes | 3.5 out of 5 |
| Wellcare Giveback (HMO-POS) | H9730: 007 | $0 | $420 | $6,700 | Yes | 3.5 out of 5 |
| Wellcare Dual Reserve (HMO-POS D-SNP) | H9730: 011 | $0 | $0 | $5,000 | Yes | 3.5 out of 5 |
| Wellcare Dual Liberty (HMO-POS D-SNP) | H9730: 004 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Wellcare Patriot Giveback Open (PPO) | H3975: 002 | $0 | N/A | $6,000 | No | 3.5 out of 5 |
| Wellcare Simple (HMO-POS) | H9730: 009 | $0 | $420 | $5,000 | Yes | 3.5 out of 5 |
| Wellcare Dual Access Open (PPO D-SNP) | H3975: 004 | $0 | $0 | $9,350 | Yes | 3.5 out of 5 |
| Wellcare Assist (HMO-POS) | H9730: 010 | $37 | $590 | $5,000 | Yes | 3.5 out of 5 |
