The Best Rated Medicare Part D Plans in 2025
- Where can you find the best Medicare Part D prescription drug plans of 2025? We review some of the top insurance companies and some of their Medicare drug plan options.
There are 464 Medicare Part D prescription drug plans (PDPs) available across the country in 2025. The average Medicare beneficiary can choose from 14 standalone Part D plans and 34 Medicare Advantage plans that include prescription drug coverage (called Medicare Advantage Prescription Drug plans, or MA-PD).
Use the guide below for help reviewing some of the nationally available Part D prescription drug plans in 2025, listed in no particular order.
What Are the Best Medicare Part D Companies for 2025?
What is the best Part D Medicare plan? Below is a look at some of the most popular providers of Medicare drug plans in 2025.
Humana
Humana is a well-known health insurance provider with millions of members all over the U.S.
Humana offers three national Part D plans for 2025, with weighted average monthly premiums as low as $39 per month.
- Humana Value Rx Plan
Weighted average monthly premium: $39 - Humana Premier Rx Plan
Weighted average monthly premium: $128 - Humana Basic Rx Plan
Weighted average monthly premium: $43
Humana offers multiple mobile apps that allow members to manage their prescription drugs anywhere they go.
Aetna/CVS
Because Aetna is a CVS Health company, plan members have access thousands of pharmacies, with CVS locations serving as a preferred provider that can offer plan members even bigger savings.
Aetna offers one national Part D plan in 2025:
- SilverScript Choice
Weighted average monthly premium: $45
Cigna Healthcare
Cigna Healthcare Medicare Part D plans follows a similar low/middle/high plan tier common in the industry, and consumers in some areas may have access to all three Cigna Healthcare Part D plans.
- Cigna Healthcare Assurance Rx
Weighted average monthly premium: $31 - Cigna Healthcare Saver Rx
Weighted average monthly premium: $18 - Cigna Healthcare Extra Rx
Weighted average monthly premium: $102
As a company, Cigna Healthcare a reputation for financial stability and ranks 16th on the Fortune 500 list. Cigna offers home delivery of medications through a partnership with Express Scripts.
UnitedHealthcare/AARP
AARP sells Medicare Part D plans in partnership with UnitedHealthcare, one of the largest health insurance companies in the U.S.
AARP Medicare drug plans from UnitedHealthcare can include up to 3 months of prescriptions mailed to your home through Optum Home Delivery Pharmacy.
- AARP MedicareRx Preferred
Weighted average monthly premium: $95 - AARP MedicareRx Saver
Weighted average monthly premium: $67
Anthem Blue Cross Blue Shield
Anthem Blue Cross Blue Shield is part of the Anthem family of brands and is a blue health plan brand. Because Anthem brands and Blue Cross and Blue Shield companies can vary by location, we encourage you to explore to find plans that are available in your zip code.
WellCare
WellCare offers three different national Part D plans in 2025.
- WellCare Classic
Weighted average monthly premium: $19 - WellCare Medicare Rx Value Plus
Weighted average monthly premium: $107 - WellCare Value Script
Weighted average monthly premium: $0
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Features of the Best Part D Plans of 2025
Some of the best Medicare Part D plans of 2025 may share a few common features. When comparing plans, check to see if any of the following are included.
- Mail-order drug delivery. It’s not uncommon for Medicare insurers to offer mail-order delivery of prescription drugs to allow Part D plan members to have their medications delivered right to their door.
- Medication Therapy Management (MTM). This program can help beneficiaries who take multiple prescription drugs better manage their medications.
- Large pharmacy networks. The best Part D plans can have networks of participating pharmacies that number in the tens of thousands and include major chains like Walmart, CVS, Walgreens and more.
- Low or $0 copays or deductibles. Some nationally available Part D plans offer median copays between $0 and $5 for preferred generic and generic drugs, which are often Tier 1 and Tier 2 drugs on the plan formulary.
Best States for Medicare Part D Plans
Medicare Part D plan selection varies by county and state, so not all beneficiaries have access to the same options.
Choosing a Medicare Part D Plan
At the end of the day, the best Medicare Part D plan boils down to the best Medicare Part D plan for you. And that means being able to say yes to each of the following 3 questions:
- Is the plan available where you live? Not all plans are available in every location. Not even all insurance carriers sell plans in every state. And you can only enroll in plans that are offered in the service area in which you live.
- Does the plan cover the drugs you need? A plan that doesn’t cover the medications you take serves little purpose. Check the plan’s formulary, which is the list of drugs covered by the plan, before enrolling.
- Is the plan accepted by your local pharmacies? Even a high-quality plan is of little use if you can’t use it at your local pharmacies. Always check the plan’s network of participating pharmacies to see where you can use the coverage.
Helpadvisor.com is owned and operated by Tranzact, the parent company of TZ Insurance Solutions LLC, which is the owner/operator of MyRxPlans.com and other websites mentioned on HelpAdvisor and which has a financial relationship with some of the carriers listed on HelpAdvisor.
