About Mutual of Omaha Dental Insurance

Mutual of Omaha dental insurance helps you pay for major and minor dental work, reducing your out-of-pocket expenses. The company offers standalone dental insurance plans and a dental savings plan.

If you don't have a Medicare Advantage (Medicare Part C) plan with coverage for dental services, Mutual of Omaha plans can make it easier to access care and manage costs.

You can combine your Mutual of Omaha dental insurance, your Original Medicare (Part A and Part B) benefits and a Mutual of Omaha Medicare Supplement (Medigap) plan. A Medicare Supplement plan can help cover your Medicare copays, coinsurance, deductibles and more.

What Dental Insurance Plans Does Mutual of Omaha Offer?

Mutual of Omaha offers different dental insurance plans in different parts of the country. Plan availability, pricing, coverage limits and benefits may vary based on your location. Mutual of Omaha is a parent company of numerous other companies, so you may see plans in your area offered by United of Omaha dental or other similar names.

What Is the Mutual of Omaha Dental Savings Plan?

The dental savings plan is another type of dental insurance from Mutual of Omaha. Unlike a traditional plan, this policy doesn't come with deductibles and coverage limits. Instead, it gives you access to discounted prices on common dental services and certain cosmetic procedures.

For example, an adult dental cleaning might cost $140 without insurance; with the savings plan, it could cost around $63. A porcelain crown might cost $1,557 without insurance, but the savings plan allows you to get it for approximately $802. Keep in mind that the actual prices can vary and are subject to change. The savings for some services can top 60%.

Why Would You Choose the Dental Savings Plan Instead of Dental Insurance?

The Mutual of Omaha dental savings plan gives you access to in-network pricing. It might be a good option if you rarely need dental work aside from standard cleanings. You might also choose this plan if you need major dental work right away, as it doesn't have a waiting period, and there are no limits on how often you can use the benefits.

How Does the Dental Savings Plan Work?

When you join the dental savings plan, you'll get a membership card. Simply go to a dentist in the Mutual of Omaha network, and present the card to get the discounted price. You may be required to pay out of pocket for services rendered.

How Much Does Mutual of Omaha Dental Insurance Cost?

Costs for Mutual of Omaha dental insurance plans can vary considerably based on where you live and the plan you choose.

How Much Does the Mutual of Omaha Dental Savings Plan Cost?

The Mutual of Omaha dental savings plan offers four different 2024 payment options. You'll get the best deal if you pay annually. Prices and availability may change based on where you live.