Anthem Medicare Advantage 2 (HMO-POS)

Anthem Blue Cross and Blue Shield
Anthem Medicare Advantage 2 (HMO-POS) H8432-016 Plan Details
3 out of 5 stars

Anthem Medicare Advantage 2 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Anthem Blue Cross and Blue Shield

Plan ID: H8432-016

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing. 

Learn more about Medicare Advantage plans such as Anthem Medicare Advantage 2 (HMO-POS) - H8432-016 by Anthem Blue Cross and Blue Shield as well as other Medicare Advantage plans available in your area.

$41.00
Monthly Premium

Anthem Medicare Advantage 2 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Anthem Blue Cross and Blue Shield

Plan ID: H8432-016

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing. 

Learn more about Medicare Advantage plans such as Anthem Medicare Advantage 2 (HMO-POS) - H8432-016 by Anthem Blue Cross and Blue Shield as well as other Medicare Advantage plans available in your area.

Anthem Blue Cross and Blue Shield
Anthem Medicare Advantage 2 (HMO-POS) H8432-016 Plan Details
3 out of 5 stars

Anthem Medicare Advantage 2 (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Anthem Blue Cross and Blue Shield

Plan ID: H8432-016

HelpAdvisor Editorial Team analysis of data from the 2025 MA Landscape Source Files and carrier-provided plan data supplied by SunFire, Inc., a private company that creates software solutions for agents and brokers to compare Medicare plans. For more information, visit www.sunfireinc.com.


Medicare beneficiaries may find it helpful to review available Medicare Advantage plans in their area. Medicare Advantage plans are designed to combine the coverage offered from Original Medicare (Medicare Part A and Part B) while also offering additional benefits.

Many Medicare Advantage plans may cover prescription drug coverage as well as additional benefits such as Dental, Vision and Hearing. 

Learn more about Medicare Advantage plans such as Anthem Medicare Advantage 2 (HMO-POS) - H8432-016 by Anthem Blue Cross and Blue Shield as well as other Medicare Advantage plans available in your area.

$41.00
Monthly Premium

New York Counties Served

Basic Costs and Coverage

Coverage Cost
Monthly Deductible $200
Out of Pocket Max In-Network: $6800
Out-of-Network: N/A
Initial Coverage Limit $2000
Catastrophic Coverage Limit $2,000
Primary Care Doctor Visit
In-Network:
$5.00 copay
Specialty Doctor Visit
In-Network:
$40.00 copay
Inpatient Hospital Care
In-Network:
Days 1-5: $415.00 per day, per admission / Days 6-90: $0.00 per day, per admission
Urgent Care
Urgent Care: $45.00 copay
Emergency Room Visit
Emergency Care: $110.00 copay
Worldwide Coverage: This plan covers urgent care and emergency services when traveling outside of the United States for less than six months. This benefit is limited to $100,000 per year.
Ambulance Transportation
Ground Ambulance: $275.00 copay Per Trip
Air Ambulance: $275.00 copay

Health Care Services and Medical Supplies

Anthem Medicare Advantage 2 (HMO-POS) covers additional benefits and services, some of which may not be covered by Original Medicare (Medicare Part A and Part B).

Coverage Cost
Chiropractic Services
In-Network:
Medicare Covered Chiropractic Services: $15.00 copay
Diabetes Supplies, Training, Nutrition Therapy and Monitoring
In-Network:
Diabetic Supplies: $0.00 copay
Durable Medical Eqipment (DME)
In-Network:
20% coinsurance
Diagnostic Tests, Lab and Radiology Services, and X-Rays
In-Network:
Lab Services: $0.00 copay
X-Rays: $30.00 copay - $80.00 copay
Therapeutic Radiological Services: 20% coinsurance
Outpatient Diagnostic Procedures/Tests: $0.00 copay - $150.00 copay
Diagnostic Radiological Services: $30.00 copay - $415.00 copay
Home Health Care
In-Network:
$0.00 copay
Mental Health Inpatient Care
In-Network:
Days 1-4: $415.00 per day, per admission / Days 5-90: $0.00 per day, per admission
Mental Health Outpatient Care
In-Network:
Individual and Group Sessions: $40.00 copay
Outpatient Services / Surgery
In-Network:
Outpatient Hospital - Surgery: $415.00 copay
Observation Services: $415.00 copay
Ambulatory Surgical Center: $365.00 copay
Outpatient Substance Abuse Care
In-Network:
Individual and Group Sessions: $40.00 copay
Over-the-counter (OTC) Items
This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $35 every quarter. Unused OTC amounts do roll over to the next quarter. Unused OTC amounts expire at the end of the calendar year.
Podiatry Services
In-Network:
Medicare Covered Podiatry Services: $40.00 copay
Skilled Nursing Facility Care
In-Network:
Days 1 - 20: $0.00 per day / Days 21 - 100: $214.00 per day

Dental Benefits

The following dental services are covered from in-network providers.

Coverage Cost
Dental Care
In-Network and POS (Out-of-Network):
This plan covers up to a $750 allowance for covered preventive and comprehensive dental services every year.

In-Network:
Medicare Covered Dental: $0.00 copay
Preventive Dental Services: $0.00 copay
Comprehensive Dental Services: $0.00 copay


POS (Out-of-Network):
Non-Medicare Covered Dental Services:

Non-Medicare Preventive Dental Services: 20% coinsurance
Non-Medicare Comprehensive Dental Services: 50% coinsurance

Vision Benefits

The following vision services are covered from in-network providers.

Coverage Cost
Vision Benefits
In-Network:
Medicare Covered Eye Exam: $0.00 copay - $40.00 copay
Routine Eye Exam: $0.00 copay
This plan covers 1 routine eye exam(s) every year.
Medicare Covered Eye Wear: $0.00 copay
Routine Eye Wear: $0.00 copay
This plan covers up to $175 for eyeglasses or contact lenses every year.

Hearing Benefits

The following hearing services are covered from in-network providers.

Coverage Cost
Hearing Benefits
In-Network:
Medicare Covered Hearing Exam: $40.00 copay
Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount.
This plan covers 1 routine hearing exam every year. $300 maximum plan benefit for over-the-counter hearing aids OR 1 routine hearing aid fitting evaluation and a $2,000 maximum plan benefit for prescribed hearing aids every year.

Preventive Services and Health/Wellness Education Programs

The following services are covered from in-network providers.

Coverage Cost
Preventive Services and Health/Wellness Education Programs
In-Network:
$0.00 copay for Medicare Covered Preventive Services

Prescription Drug Costs and Coverage

The Anthem Medicare Advantage 2 (HMO-POS) plan offers the following prescription drug coverage, with an annual drug deductible of $200 (excludes Tiers 1, 2 and 6) per year.

Coverage
Cost
Coverage & Cost
Annual Drug Deductible $200 (excludes Tiers 1, 2 and 6)
Preferred Generic
  • Preferred cost-share retail $4.00
  • Standard mail order $4.00
  • Standard retail $9.00
Generic
  • Preferred cost-share retail $8.00
  • Standard mail order $8.00
  • Standard retail $13.00
Select Care Drugs
  • Preferred cost-share retail $0.00
  • Standard mail order $0.00
  • Standard retail $0.00
Annual Drug Deductible $200 (excludes Tiers 1, 2 and 6)
Preferred Generic
  • Preferred cost-share retail $8.00
  • Standard mail order $12.00
  • Standard retail $18.00
Generic
  • Preferred cost-share retail $16.00
  • Standard mail order $24.00
  • Standard retail $26.00
Select Care Drugs
  • Preferred cost-share retail $0.00
  • Standard mail order $0.00
  • Standard retail $0.00
Annual Drug Deductible $200 (excludes Tiers 1, 2 and 6)
Preferred Generic
  • Preferred cost-share retail $12.00
  • Standard mail order $12.00
  • Standard retail $27.00
Generic
  • Preferred cost-share retail $24.00
  • Standard mail order $24.00
  • Standard retail $39.00
Select Care Drugs
  • Preferred cost-share retail $0.00
  • Standard mail order $0.00
  • Standard retail $0.00