Humana USAA Medicare Advantage Plans
- Humana and USAA partner to sell Medicare Advantage plans specifically for military members, veterans and their families. Learn more about these plans and who may be eligible.
USAA partners with Humana to offer Medicare Advantage plans to many military members, veterans and their families across the U.S. In this guide, we review USAA Humana Medicare Advantage plans (also known as Medicare Part C).
What Is a USAA Humana Medicare Advantage Plan?
Medicare Advantage plans cover all of the same benefits as Original Medicare (Medicare Part A and Part B). Medicare Advantage plans may offer extra benefits not found in Original Medicare, such as coverage for things like prescription drugs, vision, dental or hearing aids.
Unlike Original Medicare, which is provided by the federal government, Medicare Advantage plans are sold by private insurance companies like Humana.
What Kind of Medicare Advantage Plans Does Humana Sell With USAA?
The Humana Medicare Advantage plans available through USAA are called “Humana Honor” plans and are specifically designed for the needs of military members and veterans and their families. USAA requires military affiliation for enrollment, and Humana has tailored these plans to fit the USAA customer base.
How Much Do Humana USAA Medicare Advantage Plans Cost?
Humana USAA Medicare Advantage plans may come with a $0 monthly premium, though you are still required to pay your Medicare Part B monthly premium. $0 premium plans may not be available in all areas.
What Are Some of the Perks of a Humana USAA Medicare Advantage Plan?
Veterans and their families may find several benefits to joining a Humana USAA Medicare Advantage plan.
Humana Honor plans can include coverage of routine dental care, including no-cost cleanings twice per year. Original Medicare doesn’t cover routine dental care like routine teeth cleanings.
Can You Use Humana USAA Medicare Advantage Plans and VA Benefits Together?
Yes. While the U.S. Department of Veterans Affairs (VA) can’t pay for the same service or item as your Humana Medicare plan, your VA benefits can still cover things that your plan may not.
A Humana Honor plan may supplement your existing VA coverage, not replace it, and your VA coverage will not be affected by your Medicare Advantage benefits.
With a Humana Honor plan, you may receive care from a private doctor with your Humana coverage or from a VA facility with your VA benefits.
Who Is Eligible for Humana USAA Medicare Advantage Plans?
In order to be eligible to enroll in a Humana USAA Medicare Advantage plan, you must meet the following criteria:
- Be at least 65 years old
- Be enrolled in Medicare Part A and Part B
- Live in a market that is serviced by the plan you wish to join
- Maintain membership in USAA, which typically requires active or retired military duty or family association
What Is the Connection Between Humana and USAA?
Humana has long supported members of the U.S. military. In 2024, Humana was recognized as a Top Veteran-Friendly Employer.
Is Humana a Good Company?
Humana is one of the largest health insurance companies in the U.S. with a long-established history. The company maintains strong financial ratings from leading agencies such as Standard & Poor’s, Moody’s, Fitch Ratings and A.M. Best. Humana is accredited by the Better Business Bureau and carries an A+ rating.
And when it comes to the company’s Medicare Advantage plans, 94% of Humana members were enrolled in a plan rated four stars or higher by Medicare in 2024.
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