Does Humana Medicare Cover SilverSneakers?

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  • Many Humana Medicare plans come with a free membership to SilverSneakers. Learn more about this popular fitness and wellness program designed for older adults and find Humana Medicare plans that cover SilverSneakers.

Humana Medicare plan members can enjoy free membership to SilverSneakers® as an added benefit of their Humana Medicare Advantage (Medicare Part C) plan or Humana Medicare Supplement Insurance (Medigap) plan, if plans with a SilverSneakers membership benefit are available where you live.

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Talk to a licensed agent today to find a plan that fits your needs.

What Is SilverSneakers With Humana?

SilverSneakers is a fitness program designed specifically for older adults. It is offered at gyms and community centers all over the U.S. and can include free access to a wide variety of activities, including:

  • Weight training
  • Cardio exercises 
  • Yoga or tai chi
  • Walking groups
  • Sports leagues

In addition to the program itself, a SilverSneakers membership grants you access to any of the amenities included with a basic gym membership. Depending on the facility, your membership might include access to swimming pools, basketball or tennis courts, saunas, locker rooms and anything else that may be available at the facility. 

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Where Is Humana SilverSneakers Offered?

There are thousands of SilverSneakers locations all over the U.S. You can use the SilverSneakers participating locations search tool to find a fitness center or gym near you that accepts SilverSneakers.

Some SilverSneakers programs are offered indoors at gyms and fitness centers. Other SilverSneakers programs include FLEX activities that are held outdoors at parks and recreation centers. 

And if there aren’t SilverSneakers location near you, you can participate in free workouts at home. SilverSneakers offers a library of on-demand workout videos that can be accessed from a computer, tablet or smartphone. SilverSneakers will even send you your choice of four workout kits: general fitness, strength, walking or yoga. 

How Do Humana Medicare Advantage Plans Work?

A Humana Medicare Advantage plan covers all of the same services and items that are covered by Original Medicare (Medicare Part A and Part B).

In addition to this basic coverage, Humana Medicare Advantage plans also typically cover some benefits not found in Original Medicare. These extra benefits can include coverage of dental and vision care, prescription drugs, hearing aids and much more.

Most Humana Medicare Advantage plans include a SilverSneakers membership at no extra cost. 

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How Are Humana Medicare Supplement Insurance Plans Different From Medicare Advantage?

A Humana Medicare Supplement Insurance (Medigap) plan can be used to supplement your Original Medicare coverage. Medigap plans help pay for some of the out-of-pocket costs required by Original Medicare such as deductibles, copayments, coinsurance and more. Some Humana Medicare Supplement plans may offer SilverSneakers membership.

It’s important to note that you can’t have a Humana Medicare Supplement plan and a Humana Medicare Advantage plan at the same time. Each type of plan is very different, and you’re not allowed to have both types of coverage.

If you want help deciding between a Medigap plan and a Medicare Advantage plan, it may be helpful to speak with a licensed insurance agent.

How Much Do Humana Medicare Advantage Plans With SilverSneakers Cost?

The cost of a Medicare Advantage plan from Humana can vary depending on where you live and the type of plan you have. Below are some premium examples for 2024 Humana Medicare Advantage plans that include a fitness benefit. 

The following example premiums are taken from the plan finder tool in October 2023 for plan year 2024 and are not a complete list of plans available in each ZIP code. Plan premiums vary and may be different where you live, and there may be more, fewer or different plans available where you live. Contact a licensed insurance agent or compare plans online to find your local options.

Location Plan Monthly Premium Fitness benefit Included

Tampa, FL (33601)

Humana Gold Plus H1036-025 (HMO)



HumanaChoice R5826-018 (Regional PPO)



HumanaChoice Florida H5216-072 (PPO)


Dallas, TX (75001)

Humana Gold Plus H0028-043 (HMO)



HumanaChoice H5216-043 (PPO)



HumanaChoice R4182-003 (Regional PPO)


Seattle, WA (98101)

Humana Gold Plus H5619-057 (HMO)



Humana USAA Honor (PPO)



HumanaChoice H5216-047 (PPO)


How Do I Find a Humana Medicare Advantage Plan With SilverSneakers in My Area?

Depending on where you live, you may be able to find a number of different Humana Medicare Advantage plans in your area that offer free SilverSneakers membership. A licensed insurance agent can help you compare Medicare Advantage plan benefits, costs and more.

You may also be able to find plans that offer prescription drug coverage, annual allowances for over-the-counter (OTC) health items, non-emergency transportation and more. 

When Can I Enroll in SilverSneakers Through a Humana Medicare Plan?

You may have up to three opportunities to enroll in a Humana Medicare Advantage plan that offers SilverSneakers. 

  • Your first opportunity to enroll in a Medicare Advantage plan is typically during your Medicare Initial Enrollment Period (IEP), which begins three months before your 65th birthday, includes the month of your birthday and lasts for another three months after that, for a total of seven months. 

  • You may also be able to enroll in a Humana Medicare Advantage plan or switch from one Medicare Advantage plan to another during the fall Medicare Open Enrollment Period (also called the Annual Enrollment Period or AEP), which lasts from October 15 to December 7 each year. 

  • Depending on your individual circumstances, you may also have the opportunity to enroll in a Medicare Advantage plan (or switch plans) if you lose your current coverage through no fault of your own, move to a new area or experience any other life events that may qualify you for a Special Enrollment Period (SEP).

Who Cover SilverSneakers?


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