Does Aetna Medicare Cover SilverSneakers?

In this article...
  • Aetna Medicare Advantage plans may offer free membership to SilverSneakers, a popular fitness and wellness program for older adults nationwide. Learn more about how to get SilverSneakers with an Aetna Medicare Advantage plan and the wellness benefits that are included.

Yes! Aetna Medicare plans can offer plenty of extra benefits that Original Medicare (Part A and Part B) doesn’t cover. Among the more popular extra perks of an Aetna Medicare Advantage plan is membership to the SilverSneakers program. 

SilverSneakers is a fitness program designed specifically for older adults and is offered at more than 17,000 facilities across the U.S. including gyms and community centers. Some Aetna Medicare Advantage plans include free SilverSneakers membership.

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What’s Included in an Aetna SilverSneakers Membership?

Each location offering a SilverSneakers class may have different amenities or program activities, but some of the things you may expect to find include:

  • Classes that focus on senior health and flexibility like yoga or tai chi
  • Group exercises
  • Sports leagues exclusively for senior adults
  • Health and nutrition education
  • Social activities and events
  • Access to things like weights and cardio equipment, hot tubs, saunas, swimming pools, basketball and racquetball courts and other available amenities

Some Aetna SilverSneakers memberships also include access to the FLEX program, which is a network of more unique fitness classes like line dancing, Latin-style dancing, walking groups and more. 

An Aetna SilverSneakers membership will also grant you access to the SilverSneakers app so you can find participating locations and FLEX classes, track your progress, watch informational and instructional videos and more. 

An Aetna SilverSneakers membership may even include a college discount program or an Aetna fitness reimbursement. Earn points for exercising and turn those points into college tuition money for a grandchild or other family member.  

What Aetna Plans Cover SilverSneakers?

Depending on your situation, your Aetna plan may cover SilverSneakers. Aetna Plans that cover SilverSneakers may differ by location.

Aetna Medicare and Medicaid

How Can I Find an Aetna SilverSneakers Location Near Me?

You can find a SilverSneakers location in your area by using the Silver Sneakers Location Search to find locations in your city or ZIP code. 

Am I Eligible for Aetna SilverSneakers?

In order to be eligible for an Aetna SilverSneakers membership, you must be enrolled in an Aetna Medicare Advantage plan that offers this benefit.

To enroll in a Medicare Advantage plan through Aetna or any other carrier, you must first be enrolled in Medicare Part A and Part B.

How Much Does an Aetna SilverSneakers Membership Cost?

The SilverSneakers benefit comes at no additional cost to your overall Aetna Medicare Advantage plan premium. Aetna Medicare plans will vary in cost from one location to another, and some plans may come with a $0 premium. 

There is no deductible or copayment tied to the SilverSneakers benefit, so it does not cost you anything to utilize it.  

How Can I Enroll in an Aetna Medicare Advantage Plan With SilverSneakers?

You can find out which Aetna Medicare Advantage plans are available near you and whether or not they include a SilverSneakers membership. 

You may enroll in an Aetna Medicare Advantage plan beginning 3 months before your 65th birthday, the month of your birthday or up to 3 months following your birthday. If you choose not to enroll at this time, you may be able to sign up for a plan during the Medicare Annual Enrollment Period, also called the Medicare Fall Open Enrollment Period, which lasts from October 15 to December 7 every year. 

Aetna Medicare and Medicaid

What Other Benefits May Be Available From an Aetna Medicare Advantage Plan?

A SilverSneakers membership is just one of the many benefits that may be available in an Aetna Medicare Advantage plan. Some of the additional perks may include:

  • Concierge services to help you find local health-related resources
  • A 24-hour nurse hotline
  • Home delivery of prescription medications
  • Dental, vision and hearing coverage
  • Discounts on over-the-counter health products like vitamins or cold medicine
  • Home-delivered meals following a hospital stay

All of Aetna’s Medicare Advantage plans include all coverage found under Medicare Part A and Part B. 

Does Aetna Medicare Supplement Cover Silver Sneakers?

While Aetna Medicare Supplement plans like Plan G, Plan F or Plan N may not cover SilverSneakers, some Aetna supplement plans may cover Attain by Aetna, a fitness and wellness program.

Aetna Medicare Supplement plan members who use the Attain by Aetna program can earn points by completing healthy actions like getting a flu shot or visiting your primary care doctor for a preventive checkup. Members can exchange points for gift cards at popular retailers across the country.

Who Covers SilverSneakers?


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