Does Cigna Cover SilverSneakers?

In this article...
  • While Cigna Medicare plans don’t cover SilverSneakers as a benefit, many Cigna plans offer a similar program called Silver&Fit. Learn more about Silver&Fit and other Cigna Medicare plan benefits.

Cigna Medicare Advantage (Medicare Part C) plans do not include a SilverSneakers benefit. However, many Cigna Medicare plans do feature membership to a very similar fitness program called “Silver&Fit.” The availability of a Silver&Fit membership included in a Cigna Medicare Advantage plan may vary by location.  

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

How Is Silver&Fit Similar to SilverSneakers?

Silver&Fit is an online workout program that can be used at home or in the gym. Members have access to both live and archived workouts and classes taught by expert instructors on Facebook Live and YouTube. Live 30-minute classes are taught throughout the day Monday through Friday while additional classes are available in an on-demand library. 

Classes include cardio, yoga, strength training, flexibility and balance, dance, Tai Chi, cycling and more. Home kits that include weights, resistance bands, mats and even a wearable fitness tracker are available to those wish to participate from the comfort of home.

Silver&Fit membership also grants you a basic membership to over 18,000 gyms and fitness centers nationwide. Silver&Fit members have access to any amenity included in a basic membership at each facility, such as pools, saunas or anything else covered by the respective membership level. A Silver&Fit mobile app allows members to stream live classes or on-demand workouts on a phone or tablet when working out at the gym. 

Included in a Silver&Fit membership is a collection of lifestyle content, social clubs where members can connect with other members from their area, a rewards program for reaching workout goals and scheduled phone sessions with personal health coaches.

What Else Do Cigna Medicare Advantage Plans Include?

While Silver&Fit is an attractive perk, it’s just one of many benefits included in Cigna Medicare Advantage plans. In addition to having all of the same coverage as Medicare Part A and Part B, a Cigna Medicare Advantage plan may include certain benefits not found in Original Medicare. 

How Do You Enroll in a Cigna Silver&Fit Membership?

First, make sure you’re eligible to enroll in a Cigna Medicare Advantage plan. That requires being enrolled in both Medicare Part A and Medicare Part B and living in one of the areas served by Cigna, which includes select areas of the following states:

  • Alabama
  • Arkansas
  • Arizona
  • Colorado
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Illinois
  • Kansas
  • Missouri
  • Maryland
  • Mississippi
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia

Medicare beneficiaries under the age of 65 may be able to enroll in a Medicare Advantage plan if any are available where you live.

Cigna offers Special Needs Plans (SNP) in some areas, which are Medicare Advantage plans designed for people with certain disabilities or health conditions. 

A licensed insurance agent can help you find a Cigna Medicare Advantage plan near you that includes a Silver&Fit membership. And if there are no Cigna plans in your area, an agent can help you find Medicare Advantage plans offered by other carriers that include Silver&Fit, SilverSneakers or other similar fitness benefits. 

Have Medicare questions?

Talk to a licensed agent today to find a plan that fits your needs.

Who Covers SilverSneakers?

 Learn more about coverage of SilverSneakers and other related fitness programs. 

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