Are Banks Open Today?

Christian Worstell
In this article...
  • Use this 2023-2024 U.S. bank holiday calendar to find out if banks are open today where you live.

Maybe you have the weekday off from work and plan to run a few errands. But one problem with being off work for a holiday can be that many of the places you would like to go, such as a bank, are also closed. 

Most banks adhere to the federal holiday schedule observed by the U.S. Federal Reserve which is as follows:

  • New Year’s Day (Jan. 1)
  • MLK Day (third Monday of January)
  • Presidents Day (third Monday of February)
  • Memorial Day (last Monday of May)
  • Juneteenth (June 19)
  • Independence Day (July 4)
  • Labor Day (first Monday in September)
  • Columbus Day (second Monday in October)
  • Veterans Day (Nov. 11)
  • Thanksgiving Day (the fourth Thursday of November)
  • Christmas Day (Dec. 25)

Should a federal holiday fall on a Sunday, banks will be closed on the Monday after (the following day). But when a federal holiday falls on a Saturday, banks remain open both on Monday and the preceding Friday.

2023-2024 Banking Holidays

The chart below shows which holidays result in banks being closed.

2023-2024 U.S. Banking Holidays
Holiday Date Are Banks Open?
New Year’s Day January 1 Yes
Orthodox Christmas January 7 Yes
MLK Day January 15, 2024 No
President’s Day February 19, 2024 No
Lincoln’s Birthday February 12 Yes
Mardi Gras February 13, 2024 Yes
Ash Wednesday February 14, 2024 Yes
St. Patrick’s Day March 17 Yes
Purim March 24 Yes
Passover April 22 - 30, 2024 Yes
Holi March 25, 2024 Yes
Good Friday March 29, 2024 Yes
Easter March 31, 2024 Yes
Ramadan March 10 - April 9, 2024 Yes
Memorial Day May 27, 2024 No
Eid al-Fitr April 10, 2024 Yes
Juneteenth June 19 No
Independence Day July 4 No
Eid al-Adha June 29, 2023 Yes
Labor Day September 4, 2023 No
Patriot Day September 11 Yes
Rosh Hashanah September 15 - 17, 2023 Yes
Yom Kippur September 25, 2023 Yes
Columbus Day October 9, 2023 No
Halloween October 31, 2023 Yes
Diwali November 12, 2023 Yes
Election Day November 7, 2023 Yes
Veterans Day November 11 No
Thanksgiving Day November 23, 2023 No
Black Friday November 24, 2023 Yes
Hanukkah December 7 - 15, 2023 Yes
Christmas Eve December 24 Yes
Christmas Day December 25 No
Kwanzaa December 26 Yes
New Year’s Eve December 31 Yes

What Are Typical Bank Hours?

Most banks open between 8am and 9am and close between 4pm and 6pm Monday through Friday.

Banks are typically closed on Sundays. Most banks are open on Saturdays but often with limited hours. 

What to Do if Your Bank Is Closed

If your bank is closed because of a holiday or a weekend, you may not be entirely out of luck. Below are a few possible options. 

  • Grocery store branches
    Many grocery stores have a small bank branch at the front of the store. Sometimes these branches observe the same holiday schedule as the grocery store itself, which can mean they are open even when other nearby branches are not.

  • ATM locations
    ATMs are always open and you can perform some of the same actions as you would at a physical bank such as making deposits and withdrawals.

  • Online banking
    Online banking has surged in popularity in recent years and allows you to move money around, deposit checks and more. And many banks now have mobile apps for an even easier online experience. 
Christian Worstell
About the Author

Christian Worstell is a senior Medicare and health insurance writer with HelpAdivsor.com. He is also a licensed health insurance agent. Christian is well-known in the insurance industry for the thousands of educational articles he’s written, helping Americans better understand their health insurance and Medicare coverage.

Christian’s work as a Medicare expert has appeared in several top-tier and trade news outlets including Forbes, MarketWatch, WebMD and Yahoo! Finance.

While at HelpAdvisor, Christian has written hundreds of articles that teach Medicare beneficiaries the best practices for navigating Medicare. His articles are read by thousands of older Americans each month. By better understanding their health care coverage, readers may hopefully learn how to limit their out-of-pocket Medicare spending and access quality medical care.

Christian’s passion for his role stems from his desire to make a difference in the senior community. He strongly believes that the more beneficiaries know about their Medicare coverage, the better their overall health and wellness is as a result.

A current resident of Raleigh, Christian is a graduate of Shippensburg University with a bachelor’s degree in journalism. You can find Christian’s most recent articles in our blog.

If you’re a member of the media looking to connect with Christian, please don’t hesitate to email our public relations team at Mike@MyHelpAdvisor.com.

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