What Is the Humana Healthy Food Card?
- Some Humana Medicare plans may offer an optional benefit called the Humana Healthy Food Card. Learn about this extra Medicare plan benefit and explore how you can find Humana Medicare plans near you.
Humana Healthy Food At A Quick Glance:
| Topic | Details | |
|---|---|---|
| What it is | A prepaid spending card available with select Humana Medicare Advantage plans. It provides an allowance for eligible dental, vision, and hearing expenses — and on some plans, may include allowances for healthy foods and over-the-counter (OTC) items. | Learn More About Humana |
| Who gets it | Available only on certain Humana Medicare Advantage plans. Eligibility, allowance amount, and covered expense categories vary by plan and location. Many Special Needs Plans (SNPs) feature expanded benefits. | Learn More About Humana |
| Allowance timing | Benefits are typically issued monthly or quarterly depending on the plan. Unused funds may not carry over, so check your plan documents for expiration rules. | Learn More About Humana |
| What you can pay for | Depending on your plan, the Flex Card may cover: • Dental services (e.g., dentures, crowns, implants) • Vision expenses (e.g., glasses, contact lenses) • Hearing aids and exams • In some plans, healthy foods and OTC items Coverage rules and eligible purchases vary by plan. |
Learn More About Humana |
| Where you can use it | Accepted at providers and retailers authorized under your plan. For dental, vision, and hearing, you can often use it directly at the provider’s office. Healthy food and OTC allowances (if included) are typically redeemable at participating grocery and retail partners. | Learn More About Humana |
| How it works | Activate your Flex Card before use. Present the card at the time of purchase or payment. The amount will be deducted from your available balance automatically for eligible expenses. Check your remaining balance via the member portal or phone line. | Learn More About Humana |
| Limits & exclusions | Funds cannot be used for non-covered items or services, cash back, alcohol, tobacco, or out-of-pocket costs outside the covered categories. Eligible expenses are defined by your specific plan; unauthorized purchases may be declined. | Learn More About Humana |
| Tip for members | Check your balance and benefit rules regularly to maximize your allowance. Schedule dental, vision, or hearing services early in the year to ensure you can use the funds before they expire. | Learn More About Humana |
Notes: The Humana Flex Card is available only with select Medicare Advantage plans. Allowance amounts, eligible purchases, and rules vary by plan and location and may change annually. Always refer to your official plan materials for current details.
Some Medicare Advantage (Medicare Part C) plans offer extra benefits that may include a preloaded debit card that can be used to purchase food, over-the-counter medications from pharmacies and other health-related products.
These Medicare plan cards are often called OTC (over-the-counter) cards, Medicare flex cards or Humana food cards. In the case of Humana, what was once called the healthy food card is now called the Healthy Options Allowance.TM
In this guide, we outline the Humana Healthy Options allowance benefit and how you can find a plan near you that may offer a type of Medicare food card and grocery benefit.
The benefits described below may be limited to certain types of Humana Medicare Advantage plans like Dual Eligible Special Needs Plans (DSNPs) or Chronic Condition Special Needs Plans (CSNPs).
Does Humana Have a Flex Card and How Does the Humana Card Work?
According to Humana, the Healthy Options allowance can be used toward certain foods, personal supplies and other eligible items.
Humana Medicare Advantage plan members with access to the Healthy Options benefit will receive a debit card preloaded with a balance that can range anywhere from $25 to $225 per month in 2025, depending on their specific plan.
Beginning in 2025, all Humana plans that provide a Healthy Options allowance will feature a rollover option. Unused balances from one month will carry over to the next, remaining available until the end of the plan year or until the member disenrolls from the plan.
For any questions about how to use your Humana Healthy Options card, call the member help line at 855-396-0691 (TTY: 711).
What Can I Buy With A Humana Healthy Foods Card?
The Humana grocery benefit and flex card can be used to pay for a range of approved products that you can get:
- Over-the-counter drugs and health products
- Groceries
- Utilities
- Rent
- Pet food
- Non-medical transportation
- Assistive devices like grab bars or reaching aids
- Household goods like toilet paper, cleaning supplies, air conditioners and more
- Pest control services and supplies
- Disaster preparedness items like batteries and flashlights
What Stores Accept Humana Healthy Foods Card?
The Humana healthy foods card can be used at a wide range of grocery stores, pharmacies and other retailers throughout the U.S. Some stores you can use your Humana Healthy Foods Card may include but aren't limited to:
- CVS
- Dollar General
- Family Dollar
- Walgreens
- Walmart
Participating stores may vary by location, so enter your ZIP code in the Humana Healthy Benefits store finder to see a list of approved locations in your area.
Can I Use My Humana Healthy Foods Card At Publix?
The Humana healthy foods card is typically accepted at Publix. Use the Humana Healthy Benefits store finder to check for participating stores or pharmacies near you.
How Do I Use My Humana Healthy Foods Card At Walmart?
You may use your Humana healthy foods card at Walmart by handing your card to a cashier at checkout and letting them scan the card. Once the card is scanned, the cost of the approved items will be deducted from your card balance.
If your card balance is not enough to cover the full cost of the items or if you are purchasing some non-approved items, you will then be asked to pay the remaining balance with an alternative payment method.
You may pay for your items using a Humana healthy foods card in a self-checkout lane by following the instructions below.
Please note: store policies may change and may vary based on location. Ask for help from a Walmart employee if you have questions about using your Humana Healthy Foods card at a Walmart location.
- Touch the “Pay Now” button
- Touch “Walmart Gift Card”
- Instead of swiping or inserting the card into the card reader, simply swipe the barcode just like a grocery item
- After you see the healthy foods discount apply, select your additional payment method and proceed with payment
Who Qualifies For The Humana Healthy Foods Card?
The Humana healthy foods card is available with all Humana Dual-eligible Special Needs Plans (D-SNPs), certain Chronic condition Special Needs Plans (C-SNPs) and select other Medicare Advantage plans.
How Do I Check My Healthy Groceries Card Balance?
You may check the balance of your Humana healthy foods card at any time by visiting the Healthy Benefits Plus website, calling the phone number on the back of your card or calling the Healthy Benefits helpline at 855-396-0691.
You may also access the Humana healthy foods card via a mobile app available for download on both Apple and Android devices.
If you have other problems you can learn how to manage your my humana account
How Do I Apply For A Humana Healthy Foods Card?
Contact a licensed insurance agent for help finding and comparing Humana Medicare Advantage plans in your area for which you may be eligible.
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