Cigna Dental Providers

Members of Cigna Medicare Advantage (Medicare Part C) plans typically have little trouble finding a dental provider who accepts their insurance. The company claims more than 93,000 dentists at over 297,000 locations as part of its participating network of dental providers.¹

To search for a Cigna dental provider, you can use the Cigna “Find a Doctor, Dentist or Facility” tool to search the directory of Cigna providers. You may search by practice type, name or facility location. 

Current Cigna dental members may even request to have a printed directory of Cigna dental providers delivered by mail or fax.

Comparing Cigna Dental Providers

Cigna dental plan members have access to a variety of tools to help navigate Cigna’s network of dental providers. 

Brighter Score is a feature that allows plan holders to compare Cigna dentists with metrics such as affordability, patient experience and professional history. Members can also see detailed dentist profiles, many of which include pictures and video content and patient reviews. 

Cigna dental members can conduct provider searches by procedure and see personalized cost information according to their plan. 

When you’re ready to make an appointment with a dentist, you may do so online directly through your Cigna account. 

Using a Cigna Dental Provider

Your use of dental providers may depend on the type of Cigna dental plan you have. 

• An HMO (Health Maintenance Organization) plan generally restricts members to visiting dental providers within the Cigna network. In most cases, care administered by a non-Cigna dental provider will not be covered by an HMO plan. In addition, you may be required to see a primary dentist first for all your dental needs and may only visit with a dental specialist if issued a referral. 
  
  
• A PPO (Preferred Provider Organization) plan grants policyholders some more freedom to seek care outside of the Cigna network and still receive at least partial care in most cases. PPO plan members are not bound by a primary dentist and are free to make specialist appointments without a referral. 

Cigna Dental Coverage Options

One way to obtain Cigna dental coverage is with a Cigna Medicare Advantage plan that offers dental benefits.

Medicare Advantage plans provide all of the same coverage as Original Medicare (Part A and Part B) while also typically covering things not included in Original Medicare. Dental coverage is among the most common extra benefits available in Medicare Advantage plans, along with coverage of vision care and prescription drugs. 

Some Cigna Medicare Advantage plans include a dental allowance that may be used toward the cost of dental care at any dentist who accepts Medicare. The allowance is not restricted to dentists within the Cigna network. 

Some Cigna Medicare Advantage plans may provide dental benefits through Dentaquest, which is a partner of Cigna’s. 

Some people may choose to get Cigna dental coverage through a standalone dental insurance plan. Cigna dental plans can provide 100% coverage of preventive dental care such as exams, cleanings and routine X-rays. Restorative care such as fillings, root canals, extractions, crowns, bridges and dentures along with orthodontic care like braces may also be covered defending on plan level.

You do not have to be enrolled in a Cigna health insurance plan to enroll in a standalone Cigna dental plan.  

Cigna Dental Oral Health Integration Program

The Cigna Dental Oral Health Integration Program is designed for people with certain medical conditions that are associated with gum disease. The program reimburses out-of-pocket costs for certain dental services used to treat gum disease and tooth decay. 

Enrolling in Cigna Dental Coverage

You may only enroll in a Cigna Medicare Advantage plan that is sold in the area in which you live. I there are no Cigna plans available in your area, contact a licensed insurance agent to help you find and review Medicare Advantage plans available from other carriers that include dental coverage.

Even if a Cigna plan is available in your area, it’s still a good idea to connect with an agent to review all your available plan options and ensure you’re getting the best deal on the best benefits for your needs.